Valuable Benefits for Employees, Peace of Mind for Employers

ERC Retirement Plan, powered by The Standard, is designed to help both employers and employees secure their financial futures.

Planning for retirement can be overwhelming and complex, which is why our retirement plan solutions are designed to simplify the process and empower employees to plan and save confidently. ERC offers robust 401k and 403b retirement plans so both for-profit and non-profit organizations can offer top-of-the-line investment options to their workforce. 


of award-winning organizations offer retirement plans as part of their employee benefits package.1


of retirement plan participants say their employer could encourage them to save more by helping them understand how much to save.2


of top performers ranked Benefits as one of their top job attributes.3

1. ERC’s 2022 NorthCoast 99 Winner Data; 2. J.P. Morgan/Greenwald & Associates, 2016; 3. 2022 NorthCoast Top-Performer Survey

For Employers

ERC Retirement Plan is designed to give employers the hands-on service that they’ve come to know from ERC with the flexibility to create a customized retirement plan that suits their employees’ needs.

  • Easy to implement — New plan participants are typically up and running in just a few months.
  • Less time to manage — Reduce or eliminate the time it takes your leaders to manage your company’s retirement plan. We handle notice delivery, compliance testing, enrollment, and more.
  • Lower risk — Legal mistakes and oversights can result in costly penalties and fines. Working with a trusted advisor reduces your risk and provides support throughout the process.
  • Your best interest in mind — ERC Retirement’s advisors act in the best interest of you and your employees, rather than making decisions based on commission.
  • Value-add employee benefits — Retention and employee satisfaction are critical. Adding valuable benefits like flexible investment options, money coaches, and group financial education are highly attractive benefits to today’s workforce.

For Employees

Employees that participate in retirement plans managed by The Standard have experienced increased participation, increased average contribution rates, and increased average account balances compared to other providers.* Put simply, the more educated and engaged employees are about their retirement, the better their financial outcomes.

  • Access to professional guidance — Employees will have the support of a full team of financial professionals and resources, including money coaches and group financial education. Combined, these services help employees navigate their personal financial situations and save with confidence.
  • Personalized investment plans — No matter the stage of life or financial goals, we will develop a personalized plan for each employee and monitor progress along the way to ensure success.
  • Access to a wide range of investment options — Plan participants have access to a range of diverse investment options, which can be adjusted according to one’s risk tolerance and long-term goals. 
  • Quarterly reports — We provide quarterly reports to help participants monitor their savings progress and stay up to speed on their investment performance.

*Source: PSCA’s 60th Annual Survey of Profit Sharing and 401(k) Plans.

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